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Our goal is to create a positive & supportive environment for our clients! Our insurance experts understand that No two families are the same. We create insurance & financial planning around each client's individual needs.
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Term Life Insurance
Term life insurance pays your beneficiaries a pre-set amount of money in the event of your death. Coverage is only good for a limited term.
Best for: younger people with families or people who need a specific amount of life insurance for a set period of time.
Permanent Life Insurance
Permanent life insurance lasts your entire life and accumulates cash value for you.
You (the policy owner) can use the cash value account to pay policy premiums or as a source to borrow or withdraw funds any time.
Best for: people who want the security of a long-term life insurance policy and the additional benefits of potential cash value growth.
Final
Expense
Insurance
Final expense insurance is used to pay for end-of-life expenses like funeral costs and medical care. The coverage is significantly less than normal life insurance policies.
Best for: people who want affordable life insurance with smaller benefit amounts with an emphasis on covering funeral costs.